Insurance Companies Attorney

As our San Fransisco, CA insurance companies lawyer can explain, many insurance companies are set up to deny claims. If you dare to challenge your insurance company’s denial — no matter how patently unreasonable it is, you will find yourself confronted by teams of highly skilled insurance company lawyers and their stable of hired gun “experts.” However, the insurance company’s apparently overwhelming advantage in money and other resources is ultimately an overwhelming disadvantage.

A jury — not yet selected — is out there waiting to hear your case. If you present your case intelligently and courageously, you can expose for the jury the insurance company’s elaborate denial machinery and the bad faith behind it.

The Law Office of Bennett M. Cohen, P.C. has a proven track record handling insurance bad faith and disability insurance claims against large insurance companies including:

• Standard Insurance Company
• Unum Group
• Provident Life & Accident Insurance Company
• Provident Insurance Group
• The Paul Revere Life Insurance Company
• Metropolitan Life Insurance Company
• State Farm Mutual Automobile Insurance Company
• The Hartford Financial Services Group, Inc.
• New York Life Insurance Company
• Prudential Life Insurance Company
• Prudential Financial, Inc.
• Liberty Mutual Insurance
• Liberty Life Assurance Company of Boston
• UnitedHealthcare

Honing His Skills To Aggressively Pursue Insurance Claims

Bennett Cohen, an experienced San Fransisco insurance companies lawyer was trained by ultra-elite trial lawyers in California — one of whom once had the highest jury verdict in U.S. history and another who is now serving as a highly respected justice on the California Court of Appeals. Cohen will fight relentlessly on your behalf to reach a highly favorable settlement and, if necessary, present the strongest possible case to a jury.

Insurance Companies FAQs

Insurance disputes can feel one sided when a large insurer brings legal resources into the process. Many policyholders wonder who those lawyers represent, why they are involved, and what rights still apply. Fortunately, at The Law Office of Bennett M. Cohen, we can use our 30+ years of experience to provide helpful context. As San Francisco insurance companies lawyers, we often hear these questions from people facing denied claims, delayed payments, or lawsuits tied to an insurance policy. Here are some questions people often ask their insurance defense attorneys:

What Are The Three Types Of Insurance Companies?

Insurance companies are generally grouped into three categories. Stock insurers are owned by shareholders and aim to generate profit. Mutual insurers are owned by policyholders and often return profits through dividends or lower premiums. Government backed insurers operate through public programs and cover specific risks. While ownership differs, all insurers must follow state laws and honor the terms of their policies.

Do Insurers Have Their Own Lawyers For Claims Disputes?

Yes, insurance companies often use in house attorneys or outside law firms to handle disputes. These lawyers represent the insurer, not the policyholder. Their job is to protect the company’s financial interests and legal position. Once insurance company legal counsel becomes involved, communication may become more formal, and responses may focus on policy language and legal defenses.

When Does An Insurer Bring In Legal Counsel?

An insurer may involve lawyers when a claim is denied, when a large payment is at issue, or when a policyholder challenges how the claim was handled. Legal counsel from an insurance carrier attorney may also appear after a lawsuit is filed or when settlement talks stall. In some cases, lawyers are involved early if the claim raises legal questions or involves high dollar losses.

What Happens If I Disagree With The Insurance Company Lawyer?

Disagreement does not mean you lose your rights. You can challenge the insurer’s position by requesting written explanations, providing additional documentation, or seeking legal help of your own. Once lawyers are involved, it often signals that the dispute has moved beyond routine claim handling. At that stage, you might want to get in touch with your San Francisco insurance companies lawyer.

What Rights Do I Have When Facing An Insurer’s Legal Team?

Policyholders still have rights, even when an insurer has lawyers involved. You have the right to review your policy, receive explanations for decisions, and challenge unfair claim handling. You may also have the right to file a lawsuit or pursue damages if the insurer acted improperly. State laws often set limits on how insurers may delay, deny, or underpay claims. Those protections remain in place regardless of the size of the insurance company or its legal team.

Contact Us Today

Disputes with insurers can affect finances, property, and future security. At The Law Office of Bennett M. Cohen, we help policyholders understand where they stand and what steps may be available when insurers bring legal counsel into the process. We’ve also helped our clients overturn claim denials and receive the money they need for their medical care. If you are facing resistance from an insurance company or its lawyers, contact us today to see how a San Francisco insurance companies lawyer can help.