According to the most recent statistics, approximately 12% of American adults suffer a long-term disability every year. Long-term disability coverage is designed to protect your income if you are unable to work as a result of an injury or illness. If you have suffered an injury and want to file a long-term disability claim in California, consulting with an experienced long-term disability attorney is crucial for detailed guidance.
At The Law Office of Bennett M. Cohen, P.C., we are committed to offering knowledgeable legal guidance and reliable advocacy to clients in matters of long-term disability claims. Our experienced attorneys are available to discuss your unique situation, help you understand the process, and determine whether you qualify for long-term disability benefits. We will fight diligently to protect your rights and help you pursue your rightful disability payments.
The Law Office of Bennett M. Cohen, P.C. proudly represents clients in San Francisco, California, and surrounding communities throughout the state.
Having a productive and healthy workforce is crucial for the progress of our economy. Unfortunately, injuries or medical conditions can affect the workforce and result in loss of productivity. Many employers have short-term and long-term disability programs in place to help compensate employees who are unable to work.
A long-term disability insurance policy can be described as coverage made to protect a portion of an employee's income if they are unable to work due to a serious injury, illness, or medical condition. An eligible employee who suffers an illness or injury lasting for several weeks or months may qualify to receive long-term disability benefits. The disability payments will continue until the employee is able to return to work.
Here are some common types of medical conditions that may qualify for long-term disability:
A knowledgeable long-term disability lawyer can review the medical conditions covered under your LTD policy, determine whether you are eligible for disability benefits, and guide you through the process of filing claims.
Here are the steps involved in filing a long-term disability claim:
An experienced attorney can guide you through every step involved in filing your LTD claims, ensure that it meets all ERISA rules and requirements, and improve your chances of getting approved.
The Employee Retirement Income Security Act (ERISA) is a 1974 federal law governing how employers provide benefit plans to employees. The Act establishes specific guidelines and requirements for employers and benefit plan managers, trustees, and some other service providers. Under the Act, an employee must be notified of the terms and conditions of their benefit plan, including coverage, funding, and costs.
Employees participating in retirement or benefit plans have many important rights under ERISA. These include:
A skilled attorney can help ensure that all your rights are protected or file a complaint against your employer for violating any of your legal rights under ERISA.
Filing for long-term disability claims in California often involves several complicated processes. Understanding ERISA rules and procedural requirements, determining your eligibility, and filing the necessary paperwork can make the whole process overwhelming. If you believe you may be entitled to disability benefits, reach out to an experienced long-term disability claims attorney to advocate for your legal rights and help file your long-term disability claim.
At The Law Office of Bennett M. Cohen, P.C., our attorneys have the necessary experience, diligence, and resources to assist clients in filing their short-term or long-term disability claims. Using our knowledge of ERISA rules, our team can help guide you through the often complex legal process. We will obtain convincing evidence of your disability, work together with the LTD plan administrator on your behalf, and help file your claims application.
Even if your application is denied, we will appeal in a timely manner and help negotiate a fair settlement with your best interest as a priority. If necessary, we will take additional legal steps to help recover your deserved disability payments.
If you are unable to work because of an illness or injury, you need to understand your rights regarding long-term disability claims. Contact The Law Office of Bennett M. Cohen, P.C. today to schedule a simple case assessment. Our skilled attorneys can offer you strong advocacy and dedicated legal representation to help you move forward. We're proud to serve clients in San Francisco, California, and throughout the state.